5136 S Toledo AveTulsaOK74135



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 5136 S Toledo Ave, Tulsa, OK, 74135 in Tulsa worth modelling. At $297,500 with a 7.85% gross yield, the $1,945/mo rent leaves $45/mo after the $1,338/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.45 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $82,194 by year five; $2,740/yr in principal reduction adds further equity. Total projected return: $115,991.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 7.2% |
| Monthly Cash Flow | $45 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,945 |
| Total Monthly Debt Service | $1,782 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74135, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 4,757 (43.2%) |
| Renter Occupied HU | 4,980 (45.2%) |
| Vacant Housing Units | 1,283 (11.6%) |
| Median Home Value | $271,172 |
| Average Home Value | $297,523 |
Housing Distribution
Address Breakdown
Residential
10,926
Single Family
8,025
Multi-Family
2,901
Businesses
1,381



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1960
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74135, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 4,757 (43.2%) |
| Renter Occupied HU | 4,980 (45.2%) |
| Vacant Housing Units | 1,283 (11.6%) |
| Median Home Value | $271,172 |
| Average Home Value | $297,523 |
Housing Distribution
Address Breakdown
Residential
10,926
Single Family
8,025
Multi-Family
2,901
Businesses
1,381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices










