5132 S Branch RdLong LakeMI48743
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5132 S Branch Rd, Long Lake, MI, 48743 in Long Lake speaks for itself: 18.13% gross on a $119,000 price, generating $1,798/mo in rent and $1,013/mo in net income after the $535/mo debt service. DSCR 3.36, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,154 stacks alongside $32,878 in projected five-year appreciation and $1,096/yr in principal reduction. Projected total cumulative return: $110,549.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.1% | 5.5% |
| Monthly Cash Flow | $1,013 | $900 |
City averages based on Long Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,798 |
| Total Monthly Debt Service | $737 |
| DSCR Ratio | 2.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
2.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48743, Long Lake, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 45 (100%) |
| Owner Occupied HU | 17 (37.8%) |
| Renter Occupied HU | 0 |
| Vacant Housing Units | 28 (62.2%) |
| Median Home Value | $229,167 |
| Average Home Value | $227,206 |
Housing Distribution
Address Breakdown
Residential
33
Single Family
33
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
2.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48743, Long Lake, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 45 (100%) |
| Owner Occupied HU | 17 (37.8%) |
| Renter Occupied HU | 0 |
| Vacant Housing Units | 28 (62.2%) |
| Median Home Value | $229,167 |
| Average Home Value | $227,206 |
Housing Distribution
Address Breakdown
Residential
33
Single Family
33
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices