5132 Pinelake RdZephyrhillsFL33543
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5132 Pinelake Rd, Zephyrhills, FL, 33543 in Zephyrhills at $1,425,000, 5.91% gross yield, is a market-growth asset. Rental yield 5.91%. The $7,022/mo rent partially funds the $6,408/mo debt service; the core return is the 5%/yr price growth projected to add $393,701 over five years. Ziffy Mortgage's DSCR mortgage (1.10) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $376,493.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 7.5% |
| Monthly Cash Flow | $(2,600) | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,022 |
| Total Monthly Debt Service | $9,056 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.69 Acres lot
$N/A/sqft
$166 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33543, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,805 (100%) |
| Owner Occupied HU | 13,717 (77.0%) |
| Renter Occupied HU | 2,567 (14.4%) |
| Vacant Housing Units | 1,521 ( 8.5%) |
| Median Home Value | $456,938 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
16,487
Single Family
15,519
Multi-Family
968
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.69 Acres lot
$N/A/sqft
$166 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33543, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,805 (100%) |
| Owner Occupied HU | 13,717 (77.0%) |
| Renter Occupied HU | 2,567 (14.4%) |
| Vacant Housing Units | 1,521 ( 8.5%) |
| Median Home Value | $456,938 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
16,487
Single Family
15,519
Multi-Family
968
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices