513 N 4th StParisAR72855
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 513 N 4th St, Paris, AR, 72855 in Paris delivers $1,242/mo in gross rent and $310/mo in net monthly income at a $155,000 entry. The 9.62% yield and 1.78 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $42,824 over five years and $1,428/yr in equity from loan paydown, total projected return is $78,606.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $310 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,242 |
| Total Monthly Debt Service | $870 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72855, Paris, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,851 (100%) |
| Owner Occupied HU | 1,825 (64.0%) |
| Renter Occupied HU | 655 (23.0%) |
| Vacant Housing Units | 371 (13.0%) |
| Median Home Value | $152,771 |
| Average Home Value | $195,011 |
Housing Distribution
Address Breakdown
Residential
2,730
Single Family
2,697
Multi-Family
33
Businesses
300
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72855, Paris, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,851 (100%) |
| Owner Occupied HU | 1,825 (64.0%) |
| Renter Occupied HU | 655 (23.0%) |
| Vacant Housing Units | 371 (13.0%) |
| Median Home Value | $152,771 |
| Average Home Value | $195,011 |
Housing Distribution
Address Breakdown
Residential
2,730
Single Family
2,697
Multi-Family
33
Businesses
300
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pam Baumgartner • Anchor Realty Group LLC
Mls Name: Western River Valley BOR
Mls ID: #1082667
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.