5123 Shelter Creek Ln #5123San BrunoCA94066
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.67, 5123 Shelter Creek Ln #5123, San Bruno, CA, 94066 in San Bruno sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.99%. The 8.99% yield is backed by 5% annual appreciation projecting $109,960 in value gain, plus $3,666/yr in principal reduction. Total projected cumulative return: $149,053.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.5% |
| Monthly Cash Flow | $(68) | $400 |
City averages based on San Bruno market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,981 |
| Total Monthly Debt Service | $2,891 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
$587 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94066, San Bruno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,524 (100%) |
| Owner Occupied HU | 8,832 (53.4%) |
| Renter Occupied HU | 6,971 (42.2%) |
| Vacant Housing Units | 721 ( 4.4%) |
| Median Home Value | $1,259,004 |
| Average Home Value | $1,286,494 |
Housing Distribution
Address Breakdown
Residential
16,342
Single Family
11,258
Multi-Family
5,084
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
N/A lot
$N/A/sqft
$587 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94066, San Bruno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,524 (100%) |
| Owner Occupied HU | 8,832 (53.4%) |
| Renter Occupied HU | 6,971 (42.2%) |
| Vacant Housing Units | 721 ( 4.4%) |
| Median Home Value | $1,259,004 |
| Average Home Value | $1,286,494 |
Housing Distribution
Address Breakdown
Residential
16,342
Single Family
11,258
Multi-Family
5,084
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Caroline K. Huo Group • KW Advisors
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81993265
Disclaimer: Based on information from the MLSListings MLS as of 2025-02-11 16:03:37 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.