512 S 1140 ESmithfieldUT84335
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Smithfield rentals match the income profile of 512 S 1140 E, Smithfield, UT, 84335. Listed at $177,500, gross rent is $2,963/mo and net cash flow is $1,902/mo, a 20.03% yield well above national averages. DSCR 3.71 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $49,040 by year five with $1,635/yr in annual principal reduction, projecting $189,614 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20% | 6.2% |
| Monthly Cash Flow | $1,902 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,963 |
| Total Monthly Debt Service | $990 |
| DSCR Ratio | 2.99x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 2023
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84335, Smithfield, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,209 (100%) |
| Owner Occupied HU | 4,105 (78.8%) |
| Renter Occupied HU | 995 (19.1%) |
| Vacant Housing Units | 109 ( 2.1%) |
| Median Home Value | $474,032 |
| Average Home Value | $506,588 |
Housing Distribution
Address Breakdown
Residential
5,062
Single Family
4,930
Multi-Family
132
Businesses
229
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 2023
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84335, Smithfield, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,209 (100%) |
| Owner Occupied HU | 4,105 (78.8%) |
| Renter Occupied HU | 995 (19.1%) |
| Vacant Housing Units | 109 ( 2.1%) |
| Median Home Value | $474,032 |
| Average Home Value | $506,588 |
Housing Distribution
Address Breakdown
Residential
5,062
Single Family
4,930
Multi-Family
132
Businesses
229
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A