512 Amanda StWindberPA15963
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 512 Amanda St, Windber, PA, 15963 in Windber offers a clean, manageable entry. Rental yield 7.56%. DSCR 1.40 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $51,803 in additional property value over five years, with $1,727/yr in principal equity building ownership stake. Total projected cumulative return: $68,446.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $(47) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,182 |
| Total Monthly Debt Service | $1,154 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15963, Windber, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,344 (100%) |
| Owner Occupied HU | 3,622 (67.8%) |
| Renter Occupied HU | 1,146 (21.4%) |
| Vacant Housing Units | 576 (10.8%) |
| Median Home Value | $163,128 |
| Average Home Value | $216,405 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,686
Multi-Family
158
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15963, Windber, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,344 (100%) |
| Owner Occupied HU | 3,622 (67.8%) |
| Renter Occupied HU | 1,146 (21.4%) |
| Vacant Housing Units | 576 (10.8%) |
| Median Home Value | $163,128 |
| Average Home Value | $216,405 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,686
Multi-Family
158
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Hanley • RE/MAX POWER Associates
Mls Name: CSMLS
Mls Provider:
Mls ID: #96036553
Disclaimer: Copyright Cambria Somerset Association of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.