511 Scott AveStonewallMS39363
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 511 Scott Ave, Stonewall, MS, 39363 in Stonewall is straightforward: $110,000 in, $1,094/mo in rent, $418/mo out after debt service. The 11.94% gross yield and 2.21 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $30,391 by year five. With $1,013/yr in principal equity, the total cumulative return is projected at $68,593.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $418 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,094 |
| Total Monthly Debt Service | $632 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39363, Stonewall, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 712 (100%) |
| Owner Occupied HU | 476 (66.9%) |
| Renter Occupied HU | 133 (18.7%) |
| Vacant Housing Units | 103 (14.5%) |
| Median Home Value | $57,586 |
| Average Home Value | $90,299 |
Housing Distribution
Address Breakdown
Residential
600
Single Family
577
Multi-Family
23
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39363, Stonewall, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 712 (100%) |
| Owner Occupied HU | 476 (66.9%) |
| Renter Occupied HU | 133 (18.7%) |
| Vacant Housing Units | 103 (14.5%) |
| Median Home Value | $57,586 |
| Average Home Value | $90,299 |
Housing Distribution
Address Breakdown
Residential
600
Single Family
577
Multi-Family
23
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Deanna M Mikel • The Agency Haus LLC DBA Agency
Mls Name: MLS United
Mls ID: #4087369
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.