510 Sebago RoadNaplesME04055
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing510 Sebago Road, Naples, ME, 04055 in Naples is a stable, well-positioned rental at $695,000. Rental yield 6.71%. DSCR 1.24 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $192,016 in value and $6,401/yr in principal paydown builds equity, a total projected return of $231,880.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 7.3% |
| Monthly Cash Flow | $(498) | $450 |
City averages based on Naples market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,888 |
| Total Monthly Debt Service | $4,110 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
10.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04055, Naples, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,122 (100%) |
| Owner Occupied HU | 1,458 (46.7%) |
| Renter Occupied HU | 223 ( 7.1%) |
| Vacant Housing Units | 1,441 (46.2%) |
| Median Home Value | $446,865 |
| Average Home Value | $498,944 |
Housing Distribution
Address Breakdown
Residential
1,842
Single Family
1,822
Multi-Family
20
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
10.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04055, Naples, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,122 (100%) |
| Owner Occupied HU | 1,458 (46.7%) |
| Renter Occupied HU | 223 ( 7.1%) |
| Vacant Housing Units | 1,441 (46.2%) |
| Median Home Value | $446,865 |
| Average Home Value | $498,944 |
Housing Distribution
Address Breakdown
Residential
1,842
Single Family
1,822
Multi-Family
20
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices