51 Persimmon WalkOrindaCA94563
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 51 Persimmon Walk, Orinda, CA, 94563 in Orinda. Rental yield 4.03%. At $1,475,000 with 4.03% gross yield, current distributions are modest, but the 5% appreciation rate projects $407,515 in new equity by year five, complemented by $13,585/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.75) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $249,907.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 5.0% |
| Monthly Cash Flow | $(4,854) | $1,500 |
City averages based on Orinda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,960 |
| Total Monthly Debt Service | $9,227 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
3,049 sqft lot
$N/A/sqft
$275 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94563, Orinda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,354 (100%) |
| Owner Occupied HU | 6,101 (83.0%) |
| Renter Occupied HU | 931 (12.7%) |
| Vacant Housing Units | 322 ( 4.4%) |
| Median Home Value | $1,900,277 |
| Average Home Value | $1,815,947 |
Housing Distribution
Address Breakdown
Residential
7,193
Single Family
6,955
Multi-Family
238
Businesses
681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
3,049 sqft lot
$N/A/sqft
$275 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94563, Orinda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,354 (100%) |
| Owner Occupied HU | 6,101 (83.0%) |
| Renter Occupied HU | 931 (12.7%) |
| Vacant Housing Units | 322 ( 4.4%) |
| Median Home Value | $1,900,277 |
| Average Home Value | $1,815,947 |
Housing Distribution
Address Breakdown
Residential
7,193
Single Family
6,955
Multi-Family
238
Businesses
681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices