509 1st StFountainMN55935
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Fountain rentals match the income profile of 509 1st St, Fountain, MN, 55935. Listed at $129,900, gross rent is $1,810/mo and net cash flow is $935/mo, a 16.72% yield well above national averages. DSCR 3.10 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $35,889 by year five with $1,196/yr in annual principal reduction, projecting $109,808 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.7% | 6.5% |
| Monthly Cash Flow | $935 | $850 |
City averages based on Fountain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,810 |
| Total Monthly Debt Service | $823 |
| DSCR Ratio | 2.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55935, Fountain, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 425 (100%) |
| Owner Occupied HU | 317 (74.6%) |
| Renter Occupied HU | 56 (13.2%) |
| Vacant Housing Units | 52 (12.2%) |
| Median Home Value | $326,852 |
| Average Home Value | $367,989 |
Housing Distribution
Address Breakdown
Residential
334
Single Family
334
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55935, Fountain, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 425 (100%) |
| Owner Occupied HU | 317 (74.6%) |
| Renter Occupied HU | 56 (13.2%) |
| Vacant Housing Units | 52 (12.2%) |
| Median Home Value | $326,852 |
| Average Home Value | $367,989 |
Housing Distribution
Address Breakdown
Residential
334
Single Family
334
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices