5088 Richmond AveBuffaloNY14219
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow5088 Richmond Ave, Buffalo, NY, 14219 in Buffalo is a top-tier cash-flow asset. At $179,900 it produces $3,242/mo in rent and $2,041/mo in net monthly income, a 21.63% gross rental yield. The DSCR of 4.01 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $24,493. Five-year appreciation adds $49,703, driving a total cumulative return of $199,942.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.6% | 6.5% |
| Monthly Cash Flow | $2,041 | $450 |
City averages based on Buffalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,242 |
| Total Monthly Debt Service | $1,130 |
| DSCR Ratio | 2.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
9,761 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14219, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,769 (100%) |
| Owner Occupied HU | 3,323 (57.6%) |
| Renter Occupied HU | 2,098 (36.4%) |
| Vacant Housing Units | 348 ( 6.0%) |
| Median Home Value | $208,872 |
| Average Home Value | $246,858 |
Housing Distribution
Address Breakdown
Residential
5,183
Single Family
4,524
Multi-Family
659
Businesses
448
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
9,761 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14219, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,769 (100%) |
| Owner Occupied HU | 3,323 (57.6%) |
| Renter Occupied HU | 2,098 (36.4%) |
| Vacant Housing Units | 348 ( 6.0%) |
| Median Home Value | $208,872 |
| Average Home Value | $246,858 |
Housing Distribution
Address Breakdown
Residential
5,183
Single Family
4,524
Multi-Family
659
Businesses
448
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices