5077 Ruby StBay Saint LouisMS39520








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Bay Saint Louis at 5077 Ruby St, Bay Saint Louis, MS, 39520 at $249,900 posts ROI 22.44% with $175/mo cash flow from $1,704/mo rent. Total monthly income equals $1,704/mo, and annual cash flow records $2,098/yr on $82,842 to close. Return on cash invested measures 22.44% and rental yield reads 8.18% at the current $249,900. Equity gained on principal adds $1,613/yr, and 5% annual appreciation supports $69,043 by year five. Five-year ROI prints 116.32% and total cumulative return in cash totals $96,362.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,704/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2008
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,122 (100%) |
| Owner Occupied HU | 4,375 (53.9%) |
| Renter Occupied HU | 2,157 (26.6%) |
| Vacant Housing Units | 1,590 (19.6%) |
| Median Home Value | $228,185 |
| Average Home Value | $286,488 |
Housing Distribution
Address Breakdown
Residential
7,047
Single Family
6,410
Multi-Family
637
Businesses
492
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Nearby investment properties with comparable prices



Listed by: Cody Leboeuf • 1 Percent Lists Realty Professionals, LLC
Mls Name: MLS United
Mls ID: #4098279
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.







