5077 Highway 341, Pontotoc, MS, 38863 | $197/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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5077 Highway 341, Pontotoc, MS, 38863 | $197/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Pontotoc at 5077 Highway 341, Pontotoc, MS, 38863 offers a 8.31% rental yield on a $245,000 purchase with $1,696/mo rent. Total monthly income registers $1,696/mo, and a $1,199/mo payment leaves $197/mo available for distribution. Annual cash flow reaches $2,363/yr on $81,218 to close, and return on cash invested stands at 22.82% in year one. Equity gained on principal adds $1,581/yr while 5% annual appreciation supports $67,689 over five years. Portfolio math shows five-year ROI at 118.33% and total cumulative return in cash at $96,108. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,696/mo property income against a $1,199/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in N/A

3.75 Acres lot

$N/A/sqft

No HOA

More details about the property

Beautifully Renovated Home on 3.75 Acres in the South School District. This charming 3 bedroom, 2 bath brick home has been thoughtfully updated with modern finishes and timeless style. Step inside to find a bright, open floor plan featuring fresh paint, all new light fixtures, and new LVP flooring throughout the main living areas. The kitchen is a showstopper with brand-new soft-close cabinets, quartz countertops, and stainless steel appliances. The hall bathroom has been refreshed with new tile, vanity, toilet, and a new tub surround. Enjoy the convenience of an attached single garage plus a carport awning, along with a covered back porch overlooking your peaceful 3.75-acre property. A small pond sits at the back of the wooded land, offering the perfect touch of country charm. Information is deemed reliable, but is not guaranteed.

Neighborhood Data

Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,655 (100%)
Owner Occupied HU	6,242 (64.7%)
Renter Occupied HU	2,126 (22.0%)
Vacant Housing Units	1,287 (13.3%)
Median Home Value	$170,000
Average Home Value	$209,586