5072 Houston AveLa PalmaCA90623
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 5072 Houston Ave, La Palma, CA, 90623 in La Palma earns a 8.15% gross yield at $1,199,000. Rent of $8,146/mo nets $728/mo after the $5,391/mo mortgage. The 1.51 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $331,262 and $11,043/yr in equity accumulation project a total cumulative return of $501,576.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $728 | $2,000 |
City averages based on La Palma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,146 |
| Total Monthly Debt Service | $6,940 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
5,240 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90623, La Palma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,185 (100%) |
| Owner Occupied HU | 3,565 (68.8%) |
| Renter Occupied HU | 1,507 (29.1%) |
| Vacant Housing Units | 113 ( 2.2%) |
| Median Home Value | $942,802 |
| Average Home Value | $1,011,208 |
Housing Distribution
Address Breakdown
Residential
5,233
Single Family
4,863
Multi-Family
370
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
5,240 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90623, La Palma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,185 (100%) |
| Owner Occupied HU | 3,565 (68.8%) |
| Renter Occupied HU | 1,507 (29.1%) |
| Vacant Housing Units | 113 ( 2.2%) |
| Median Home Value | $942,802 |
| Average Home Value | $1,011,208 |
Housing Distribution
Address Breakdown
Residential
5,233
Single Family
4,863
Multi-Family
370
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices