507 Roy St, Biloxi, MS, 39530 | $169/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Biloxi at 507 Roy St, Biloxi, MS, 39530 listed at $109,500 pairs $839/mo rent with a $536/mo payment to leave $169/mo cash flow. Total monthly income runs $839/mo, and annual cash flow reaches $2,026/yr on $36,299 cash to close. Return on cash invested measures 25.49% in year one, and rental yield registers 9.19% at a $109,500 basis. Equity gained on principal adds $707/yr, and annual property appreciation at 5% supports $30,253 by year five. Five-year ROI tracks 132.69% and total cumulative return in cash totals $48,167. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $839/mo property income relative to a $536/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1960

4,356 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39530, Biloxi, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,570 (100%)
Owner Occupied HU	1,859 (40.7%)
Renter Occupied HU	1,890 (41.4%)
Vacant Housing Units	821 (18.0%)
Median Home Value	$184,217
Average Home Value	$250,336