507 Pickens RdHuntleyMT59037
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 507 Pickens Rd, Huntley, MT, 59037 in Huntley speaks for itself: 11.19% gross on a $316,300 price, generating $2,948/mo in rent and $1,100/mo in net income after the $1,422/mo debt service. DSCR 2.07, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,197 stacks alongside $87,388 in projected five-year appreciation and $2,913/yr in principal reduction. Projected total cumulative return: $190,253.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $1,100 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,948 |
| Total Monthly Debt Service | $1,723 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 1974
4.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59037, Huntley, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 884 (100%) |
| Owner Occupied HU | 682 (77.1%) |
| Renter Occupied HU | 130 (14.7%) |
| Vacant Housing Units | 72 ( 8.1%) |
| Median Home Value | $512,097 |
| Average Home Value | $580,238 |
Housing Distribution
Address Breakdown
Residential
640
Single Family
640
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 1974
4.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59037, Huntley, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 884 (100%) |
| Owner Occupied HU | 682 (77.1%) |
| Renter Occupied HU | 130 (14.7%) |
| Vacant Housing Units | 72 ( 8.1%) |
| Median Home Value | $512,097 |
| Average Home Value | $580,238 |
Housing Distribution
Address Breakdown
Residential
640
Single Family
640
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices