506 W Ensley StPensacolaFL32534
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 506 W Ensley St, Pensacola, FL, 32534 in Pensacola earns a 9.03% gross yield at $230,000. Rent of $1,769/mo nets $210/mo after the $1,034/mo mortgage. The 1.71 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $63,545 and $2,118/yr in equity accumulation project a total cumulative return of $103,318.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.8% |
| Monthly Cash Flow | $210 | $320 |
City averages based on Pensacola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,769 |
| Total Monthly Debt Service | $1,435 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
6,037 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32534, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,433 (100%) |
| Owner Occupied HU | 4,857 (57.6%) |
| Renter Occupied HU | 2,852 (33.8%) |
| Vacant Housing Units | 724 ( 8.6%) |
| Median Home Value | $252,281 |
| Average Home Value | $286,499 |
Housing Distribution
Address Breakdown
Residential
8,220
Single Family
8,220
Multi-Family
0
Businesses
715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
6,037 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32534, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,433 (100%) |
| Owner Occupied HU | 4,857 (57.6%) |
| Renter Occupied HU | 2,852 (33.8%) |
| Vacant Housing Units | 724 ( 8.6%) |
| Median Home Value | $252,281 |
| Average Home Value | $286,499 |
Housing Distribution
Address Breakdown
Residential
8,220
Single Family
8,220
Multi-Family
0
Businesses
715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katie Ates • 31 South Realty Co
Mls Name: PAR
Mls Provider:
Mls ID: #663744
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