5052 Genesee AveSan DiegoCA92117
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 5052 Genesee Ave, San Diego, CA, 92117 in San Diego earns a 8.23% gross yield at $1,099,000. Rent of $7,536/mo nets $737/mo after the $4,942/mo mortgage. The 1.52 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $303,633 and $10,122/yr in equity accumulation project a total cumulative return of $464,167.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 4.8% |
| Monthly Cash Flow | $737 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,536 |
| Total Monthly Debt Service | $6,361 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
6,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92117, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,066 (100%) |
| Owner Occupied HU | 11,650 (55.3%) |
| Renter Occupied HU | 8,621 (40.9%) |
| Vacant Housing Units | 795 ( 3.8%) |
| Median Home Value | $948,688 |
| Average Home Value | $1,052,374 |
Housing Distribution
Address Breakdown
Residential
21,191
Single Family
17,189
Multi-Family
4,002
Businesses
1,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
6,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92117, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,066 (100%) |
| Owner Occupied HU | 11,650 (55.3%) |
| Renter Occupied HU | 8,621 (40.9%) |
| Vacant Housing Units | 795 ( 3.8%) |
| Median Home Value | $948,688 |
| Average Home Value | $1,052,374 |
Housing Distribution
Address Breakdown
Residential
21,191
Single Family
17,189
Multi-Family
4,002
Businesses
1,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices