505 Minnesota StChesterIA52134
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play505 Minnesota St, Chester, IA, 52134 in Chester is priced for appreciation, not yield. Rental yield 0%. At $179,900 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $49,703 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 10.0% |
| Monthly Cash Flow | $0 | $1,200 |
City averages based on Chester market data in our database. Property projections are estimates.
Single Family
Built in 1945
7,884 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52134, Chester, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 184 (100%) |
| Owner Occupied HU | 143 (77.7%) |
| Renter Occupied HU | 35 (19.0%) |
| Vacant Housing Units | 6 ( 3.3%) |
| Median Home Value | $206,818 |
| Average Home Value | $268,147 |
Housing Distribution
Address Breakdown
Residential
112
Single Family
112
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
7,884 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52134, Chester, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 184 (100%) |
| Owner Occupied HU | 143 (77.7%) |
| Renter Occupied HU | 35 (19.0%) |
| Vacant Housing Units | 6 ( 3.3%) |
| Median Home Value | $206,818 |
| Average Home Value | $268,147 |
Housing Distribution
Address Breakdown
Residential
112
Single Family
112
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices