5043 Lodgewood DrLakelandFL33810
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Lakeland rental at 5043 Lodgewood Dr, Lakeland, FL, 33810 sits in the solid-income band: 10.59% gross yield, $1,756/mo rent, $360/mo net after the $895/mo debt service, DSCR 1.96. Entry price of $199,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $54,980 and $1,833/yr in principal reduction bring total cumulative return to $99,378.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.0% |
| Monthly Cash Flow | $360 | $1,500 |
City averages based on Lakeland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,756 |
| Total Monthly Debt Service | $1,316 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
5,053 sqft lot
$N/A/sqft
$75 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
5,053 sqft lot
$N/A/sqft
$75 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices