504 N Main St, Stuart, IA, 50250 | $413/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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504 N Main St, Stuart, IA, 50250 | $413/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Stuart at 504 N Main St, Stuart, IA, 50250 priced at $189,900 pairs $1,646/mo rent with $413/mo cash flow after a $929/mo payment. Total monthly income equals $1,646/mo, and annual cash flow comes to $4,958/yr on $62,952 invested. Return on cash invested is 27.78% in year one, and rental yield stands at 10.4% on a $189,900 basis. Equity gained on principal adds $1,225/yr, and 5% annual appreciation accumulates to $52,466 by year five. Five-year ROI measures 145.55% and total cumulative return in cash reaches $91,625. For financing, Ziffy Mortgage’s DSCR program evaluates $1,646/mo property income against a $929/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1948

8,276 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming and full of character, this spacious 3-bedroom home sits on a large corner lot, offering comfort, functionality and room to grow. Beautiful hardwood floors flow through the living and dining areas, leading to a cozy kitchen with a breakfast nook. Two main-floor bedrooms are joined by a hallway with a centrally located bathroom. Upstairs, the third bedroom features new carpet and fresh paint, with vents ducted from the main furnace for year-round comfort. The basement, with comfortable indoor access, includes laundry hookups and a finished room that would make an ideal office, hobby space, or potential nonconforming 4th bedroom. Outside, enjoy a concrete patio and firepit for entertaining or relaxing evenings. The large heated 28x32 detached shop includes its own electrical panel and provides plenty of workspace and storage, with room outside to park an RV or boat. Conveniently located near local parks, shops, and schools, and just a quick 30-minute drive to West Des Moines via I-80, this home combines small-town charm with modern amenities and practical living.

Neighborhood Data

Neighborhood data shown for ZIP Code: 50250, Stuart, IA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,137 (100%)
Owner Occupied HU	750 (66.0%)
Renter Occupied HU	236 (20.8%)
Vacant Housing Units	151 (13.3%)
Median Home Value	$197,000
Average Home Value	$221,707