5033 Gem StBay Saint LouisMS39520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Bay Saint Louis at 5033 Gem St, Bay Saint Louis, MS, 39520 priced at $169,000 converts $1,279/mo rent into $237/mo cash flow after a $827/mo obligation. Total monthly income equals $1,279/mo, and annual cash flow totals $2,840/yr on $56,024 invested. Return on cash invested prints 24.98% in year one, and rental yield reads 9.08% against a $169,000 entry. Equity gained on principal adds $1,091/yr, while 5% annual appreciation compiles into $46,692 by year five. Five-year ROI reaches 130.03% and total cumulative return in cash sums $72,847. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,279/mo property income covering a $827/mo payment, not borrower’s personal income.
Single Family
Built in 1979
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,122 (100%) |
| Owner Occupied HU | 4,375 (53.9%) |
| Renter Occupied HU | 2,157 (26.6%) |
| Vacant Housing Units | 1,590 (19.6%) |
| Median Home Value | $228,185 |
| Average Home Value | $286,488 |
Housing Distribution
Address Breakdown
Residential
7,047
Single Family
6,410
Multi-Family
637
Businesses
492
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Listed by: Dianne D Lee • Atlas Welcome Home Realty, LLC
Mls Name: MLS United
Mls ID: #4106092
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.