5024 E Umber RdSan Tan ValleyAZ85143
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew San Tan Valley rentals match the income profile of 5024 E Umber Rd, San Tan Valley, AZ, 85143. Listed at $439,990, gross rent is $4,182/mo and net cash flow is $1,477/mo, a 11.41% yield well above national averages. DSCR 2.11 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $121,561 by year five with $4,052/yr in annual principal reduction, projecting $261,853 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.5% |
| Monthly Cash Flow | $1,477 | $400 |
City averages based on San Tan Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,182 |
| Total Monthly Debt Service | $2,530 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,240 sqft lot
$N/A/sqft
$104 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,240 sqft lot
$N/A/sqft
$104 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Derichsweiler • DRH Properties Inc
Mls Name: ARMLS
Mls Provider:
Mls ID: #6879878
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.