5022 Toll Dugger RdCulleokaTN38451
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Culleoka rentals match the income profile of 5022 Toll Dugger Rd, Culleoka, TN, 38451. Listed at $140,000, gross rent is $2,442/mo and net cash flow is $1,604/mo, a 20.93% yield well above national averages. DSCR 3.88 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $38,679 by year five with $1,289/yr in annual principal reduction, projecting $156,180 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.9% | 6.2% |
| Monthly Cash Flow | $1,604 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,442 |
| Total Monthly Debt Service | $782 |
| DSCR Ratio | 3.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
5.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38451, Culleoka, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,169 (100%) |
| Owner Occupied HU | 1,730 (79.8%) |
| Renter Occupied HU | 309 (14.2%) |
| Vacant Housing Units | 130 ( 6.0%) |
| Median Home Value | $363,759 |
| Average Home Value | $410,504 |
Housing Distribution
Address Breakdown
Residential
2,205
Single Family
2,205
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
5.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38451, Culleoka, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,169 (100%) |
| Owner Occupied HU | 1,730 (79.8%) |
| Renter Occupied HU | 309 (14.2%) |
| Vacant Housing Units | 130 ( 6.0%) |
| Median Home Value | $363,759 |
| Average Home Value | $410,504 |
Housing Distribution
Address Breakdown
Residential
2,205
Single Family
2,205
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices