5022 Ridgeway DrHoustonTX77033
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 5022 Ridgeway Dr, Houston, TX, 77033 in Houston hard to pass up. The 17.69% gross yield on a $115,000 purchase results in $1,696/mo in rent and $852/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.28). Annual cash flow of $10,227, five-year appreciation of $31,772, and $1,059/yr in equity build-up combine for a projected total cumulative return of $99,071.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 6.2% |
| Monthly Cash Flow | $852 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,696 |
| Total Monthly Debt Service | $798 |
| DSCR Ratio | 2.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
6,364 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77033, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,165 (100%) |
| Owner Occupied HU | 5,514 (54.2%) |
| Renter Occupied HU | 3,806 (37.4%) |
| Vacant Housing Units | 845 ( 8.3%) |
| Median Home Value | $102,760 |
| Average Home Value | $203,786 |
Housing Distribution
Address Breakdown
Residential
9,935
Single Family
8,953
Multi-Family
982
Businesses
402
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
6,364 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77033, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,165 (100%) |
| Owner Occupied HU | 5,514 (54.2%) |
| Renter Occupied HU | 3,806 (37.4%) |
| Vacant Housing Units | 845 ( 8.3%) |
| Median Home Value | $102,760 |
| Average Home Value | $203,786 |
Housing Distribution
Address Breakdown
Residential
9,935
Single Family
8,953
Multi-Family
982
Businesses
402
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices