502 Kensington WayMount KiscoNY10549
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 502 Kensington Way, Mount Kisco, NY, 10549 in Mount Kisco clears it at 1.62, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 8.76%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $193,121; $6,438/yr in principal equity; total projected return: $294,369.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $(258) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,100 |
| Total Monthly Debt Service | $4,390 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
812 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10549, Mount Kisco, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,436 (100%) |
| Owner Occupied HU | 3,933 (61.1%) |
| Renter Occupied HU | 2,091 (32.5%) |
| Vacant Housing Units | 412 ( 6.4%) |
| Median Home Value | $692,330 |
| Average Home Value | $845,324 |
Housing Distribution
Address Breakdown
Residential
6,194
Single Family
4,811
Multi-Family
1,383
Businesses
1,061
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
812 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10549, Mount Kisco, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,436 (100%) |
| Owner Occupied HU | 3,933 (61.1%) |
| Renter Occupied HU | 2,091 (32.5%) |
| Vacant Housing Units | 412 ( 6.4%) |
| Median Home Value | $692,330 |
| Average Home Value | $845,324 |
Housing Distribution
Address Breakdown
Residential
6,194
Single Family
4,811
Multi-Family
1,383
Businesses
1,061
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: OneKey MLS as distributed by MLS GRID
Mls ID: #951452