5013 NW Cedarside LoopSilverdaleWA98383
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder5013 NW Cedarside Loop, Silverdale, WA, 98383 in Silverdale is a stable, well-positioned rental at $566,244. Rental yield 7.11%. DSCR 1.32 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $156,443 in value and $5,215/yr in principal paydown builds equity, a total projected return of $203,832.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $(171) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,354 |
| Total Monthly Debt Service | $3,299 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
3,920 sqft lot
$N/A/sqft
$121 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98383, Silverdale, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,373 (100%) |
| Owner Occupied HU | 5,247 (56.0%) |
| Renter Occupied HU | 3,685 (39.3%) |
| Vacant Housing Units | 441 ( 4.7%) |
| Median Home Value | $634,834 |
| Average Home Value | $695,268 |
Housing Distribution
Address Breakdown
Residential
9,062
Single Family
6,182
Multi-Family
2,880
Businesses
1,387
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
3,920 sqft lot
$N/A/sqft
$121 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98383, Silverdale, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,373 (100%) |
| Owner Occupied HU | 5,247 (56.0%) |
| Renter Occupied HU | 3,685 (39.3%) |
| Vacant Housing Units | 441 ( 4.7%) |
| Median Home Value | $634,834 |
| Average Home Value | $695,268 |
Housing Distribution
Address Breakdown
Residential
9,062
Single Family
6,182
Multi-Family
2,880
Businesses
1,387
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steven Derrig • Windermere RE West Sound Inc.
Mls Name: NWMLS
Mls Provider:
Mls ID: #2297231
Disclaimer: Based on information submitted to the MLS GRID as of 2025-10-27 05:24:32 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)