5010 San Francisco StRocklinCA95677
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.84% yield at 5010 San Francisco St, Rocklin, CA, 95677 in Rocklin is solid, but the $2,406/mo payment compresses net cash flow to $84/mo at $535,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $147,811 by year five, and $4,927/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.45) without U.S. income documentation. Total projected return: $208,632.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $84 | $1,200 |
City averages based on Rocklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,494 |
| Total Monthly Debt Service | $3,198 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
5,026 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95677, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,885 (100%) |
| Owner Occupied HU | 7,676 (64.6%) |
| Renter Occupied HU | 3,614 (30.4%) |
| Vacant Housing Units | 595 ( 5.0%) |
| Median Home Value | $674,372 |
| Average Home Value | $721,423 |
Housing Distribution
Address Breakdown
Residential
11,244
Single Family
9,287
Multi-Family
1,957
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
5,026 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95677, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,885 (100%) |
| Owner Occupied HU | 7,676 (64.6%) |
| Renter Occupied HU | 3,614 (30.4%) |
| Vacant Housing Units | 595 ( 5.0%) |
| Median Home Value | $674,372 |
| Average Home Value | $721,423 |
Housing Distribution
Address Breakdown
Residential
11,244
Single Family
9,287
Multi-Family
1,957
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kate Tustin Klein • Capitol Crown Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225082695