437 Silver Crest CirRio LindaCA95673
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 437 Silver Crest Cir, Rio Linda, CA, 95673 in Rio Linda earns a 8.84% gross yield at $488,888. Rent of $3,602/mo nets $578/mo after the $2,318/mo mortgage. The 1.55 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $135,071 and $4,098/yr in equity accumulation project a total cumulative return of $213,349.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.5% |
| Monthly Cash Flow | $578 | $300 |
City averages based on Rio Linda market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,602 |
| Total Monthly Debt Service | $2,949 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95673, Rio Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,244 (100%) |
| Owner Occupied HU | 3,784 (72.2%) |
| Renter Occupied HU | 1,218 (23.2%) |
| Vacant Housing Units | 242 ( 4.6%) |
| Median Home Value | $591,699 |
| Average Home Value | $607,504 |
Housing Distribution
Address Breakdown
Residential
5,005
Single Family
4,968
Multi-Family
37
Businesses
271
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226101803
