501 E Preston StBenoitMS38725
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 501 E Preston St, Benoit, MS, 38725 in Benoit delivers $1,013/mo in gross rent and $224/mo in net monthly income at a $129,000 entry. The 9.42% yield and 1.75 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $35,640 over five years and $1,188/yr in equity from loan paydown, total projected return is $63,252.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $224 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,013 |
| Total Monthly Debt Service | $738 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38725, Benoit, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 447 (100%) |
| Owner Occupied HU | 226 (50.6%) |
| Renter Occupied HU | 110 (24.6%) |
| Vacant Housing Units | 111 (24.8%) |
| Median Home Value | $100,000 |
| Average Home Value | $129,923 |
Housing Distribution
Address Breakdown
Residential
258
Single Family
234
Multi-Family
24
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38725, Benoit, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 447 (100%) |
| Owner Occupied HU | 226 (50.6%) |
| Renter Occupied HU | 110 (24.6%) |
| Vacant Housing Units | 111 (24.8%) |
| Median Home Value | $100,000 |
| Average Home Value | $129,923 |
Housing Distribution
Address Breakdown
Residential
258
Single Family
234
Multi-Family
24
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anthony Steen • Tom Smith Land & Homes
Mls Name: MLS United
Mls ID: #4120261