501 5th StNewhallIA52315
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 501 5th St, Newhall, IA, 52315 in Newhall delivers $2,484/mo in gross rent and $308/mo in net monthly income at a $335,000 entry. The 8.9% yield and 1.65 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $92,554 over five years and $3,085/yr in equity from loan paydown, total projected return is $147,325.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $308 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,484 |
| Total Monthly Debt Service | $2,042 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52315, Newhall, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 519 (100%) |
| Owner Occupied HU | 424 (81.7%) |
| Renter Occupied HU | 84 (16.2%) |
| Vacant Housing Units | 11 ( 2.1%) |
| Median Home Value | $226,744 |
| Average Home Value | $259,133 |
Housing Distribution
Address Breakdown
Residential
332
Single Family
304
Multi-Family
28
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52315, Newhall, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 519 (100%) |
| Owner Occupied HU | 424 (81.7%) |
| Renter Occupied HU | 84 (16.2%) |
| Vacant Housing Units | 11 ( 2.1%) |
| Median Home Value | $226,744 |
| Average Home Value | $259,133 |
Housing Distribution
Address Breakdown
Residential
332
Single Family
304
Multi-Family
28
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices