5008 Clementine LnCypressCA90630
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 5008 Clementine Ln, Cypress, CA, 90630 in Cypress deserves attention. This $845,000 property earns $7,567/mo in rent, a 10.75% gross yield, and nets $2,340/mo after the $3,800/mo payment. DSCR 1.99 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $233,458 compounds alongside $7,783/yr in yearly equity build, for a total cumulative return of $470,952.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $2,340 | $250 |
City averages based on Cypress market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,567 |
| Total Monthly Debt Service | $4,891 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90630, Cypress, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,697 (100%) |
| Owner Occupied HU | 10,923 (65.4%) |
| Renter Occupied HU | 5,440 (32.6%) |
| Vacant Housing Units | 334 ( 2.0%) |
| Median Home Value | $907,535 |
| Average Home Value | $969,897 |
Housing Distribution
Address Breakdown
Residential
16,850
Single Family
14,311
Multi-Family
2,539
Businesses
1,506
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90630, Cypress, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,697 (100%) |
| Owner Occupied HU | 10,923 (65.4%) |
| Renter Occupied HU | 5,440 (32.6%) |
| Vacant Housing Units | 334 ( 2.0%) |
| Median Home Value | $907,535 |
| Average Home Value | $969,897 |
Housing Distribution
Address Breakdown
Residential
16,850
Single Family
14,311
Multi-Family
2,539
Businesses
1,506
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices