5002 Chestnut DrSaint PaulMN55129
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Saint Paul rental at 5002 Chestnut Dr, Saint Paul, MN, 55129 sits in the solid-income band: 8.83% gross yield, $4,298/mo rent, $574/mo net after the $2,626/mo debt service, DSCR 1.64. Entry price of $583,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $161,346 and $5,379/yr in principal reduction bring total cumulative return to $258,811.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.2% |
| Monthly Cash Flow | $574 | $485 |
City averages based on Saint Paul market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,298 |
| Total Monthly Debt Service | $3,492 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.36 Acres lot
$N/A/sqft
$234 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.36 Acres lot
$N/A/sqft
$234 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices