50018 Bear RdAberdeenMS39730
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 50018 Bear Rd, Aberdeen, MS, 39730 in Aberdeen: $1,552/mo in rent, $539/mo net, 11.25% gross yield, all on a $165,500 acquisition. The 2.09 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $45,725 in value, and $1,524/yr in principal paydown steadily builds equity. Projected total cumulative return: $97,462.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $539 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,552 |
| Total Monthly Debt Service | $947 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39730, Aberdeen, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,489 (100%) |
| Owner Occupied HU | 3,512 (64.0%) |
| Renter Occupied HU | 1,090 (19.9%) |
| Vacant Housing Units | 887 (16.2%) |
| Median Home Value | $123,325 |
| Average Home Value | $160,675 |
Housing Distribution
Address Breakdown
Residential
5,013
Single Family
4,990
Multi-Family
23
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39730, Aberdeen, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,489 (100%) |
| Owner Occupied HU | 3,512 (64.0%) |
| Renter Occupied HU | 1,090 (19.9%) |
| Vacant Housing Units | 887 (16.2%) |
| Median Home Value | $123,325 |
| Average Home Value | $160,675 |
Housing Distribution
Address Breakdown
Residential
5,013
Single Family
4,990
Multi-Family
23
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Penny Leech • LEECH REAL ESTATE
Mls Name: NMMLS
Mls Provider:
Mls ID: #24-3532
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.