5001 Grande Dr APT 1312PensacolaFL32504
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 5001 Grande Dr APT 1312, Pensacola, FL, 32504 in Pensacola achieves a 2.08 ratio at $178,000: $1,664/mo rent versus $800/mo debt service. Rental yield 11.22%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 11.22% yield compounds alongside 5% annual appreciation projecting $49,178 in value. Total projected cumulative return: $61,427.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.8% |
| Monthly Cash Flow | $(142) | $320 |
City averages based on Pensacola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,664 |
| Total Monthly Debt Service | $1,735 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
6.04 Acres lot
$N/A/sqft
$7,500 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
6.04 Acres lot
$N/A/sqft
$7,500 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices