5001 County Road 491StevensonAL35772
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5001 County Road 491, Stevenson, AL, 35772 in Stevenson is a solid income-producing rental, 9.98% gross yield, $1,164/mo rent, $374/mo net cash flow on a $140,000 buy. DSCR 1.85 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $38,679 and $1,289/yr in principal reduction project a total cumulative return of $76,788.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.2% |
| Monthly Cash Flow | $374 | $300 |
City averages based on Stevenson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,164 |
| Total Monthly Debt Service | $735 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
3.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35772, Stevenson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,157 (100%) |
| Owner Occupied HU | 1,376 (63.8%) |
| Renter Occupied HU | 539 (25.0%) |
| Vacant Housing Units | 242 (11.2%) |
| Median Home Value | $137,637 |
| Average Home Value | $157,235 |
Housing Distribution
Address Breakdown
Residential
1,928
Single Family
1,906
Multi-Family
22
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
3.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35772, Stevenson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,157 (100%) |
| Owner Occupied HU | 1,376 (63.8%) |
| Renter Occupied HU | 539 (25.0%) |
| Vacant Housing Units | 242 (11.2%) |
| Median Home Value | $137,637 |
| Average Home Value | $157,235 |
Housing Distribution
Address Breakdown
Residential
1,928
Single Family
1,906
Multi-Family
22
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tara Holland • Century 21 BELLORA
Mls Name: Greater Chattanooga Realtors
Mls ID: #1507421
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