500 N St UNIT 202SacramentoCA95814
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 500 N St UNIT 202, Sacramento, CA, 95814 in Sacramento: $3,167/mo in rent, $693/mo in net income, 9.5% gross yield, 1.76 DSCR, all at $399,950. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $110,499 in appreciation and $3,684/yr in principal paydown projects total cumulative return of $196,289.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 4.8% |
| Monthly Cash Flow | $693 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,167 |
| Total Monthly Debt Service | $2,315 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95814, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,105 (100%) |
| Owner Occupied HU | 777 ( 8.5%) |
| Renter Occupied HU | 7,086 (77.8%) |
| Vacant Housing Units | 1,242 (13.6%) |
| Median Home Value | $706,923 |
| Average Home Value | $744,572 |
Housing Distribution
Address Breakdown
Residential
6,656
Single Family
1,542
Multi-Family
5,114
Businesses
2,016
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95814, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,105 (100%) |
| Owner Occupied HU | 777 ( 8.5%) |
| Renter Occupied HU | 7,086 (77.8%) |
| Vacant Housing Units | 1,242 (13.6%) |
| Median Home Value | $706,923 |
| Average Home Value | $744,572 |
Housing Distribution
Address Breakdown
Residential
6,656
Single Family
1,542
Multi-Family
5,114
Businesses
2,016
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gina LaPlaca • Keller Williams Realty
Mls Name: MetroList Services of CA
Mls ID: #225111884