50 Northfork LnEufaulaAL36027
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 50 Northfork Ln, Eufaula, AL, 36027 in Eufaula. At $125,000 it earns $984/mo in rent and distributes $247/mo to the owner after the $562/mo payment, a consistent 9.45% yield. DSCR 1.75 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $34,535 in value; $1,151/yr in principal paydown compounds ownership stake. Total projected return: $63,139.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 8.0% |
| Monthly Cash Flow | $247 | $500 |
City averages based on Eufaula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $984 |
| Total Monthly Debt Service | $687 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36027, Eufaula, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,604 (100%) |
| Owner Occupied HU | 3,916 (51.5%) |
| Renter Occupied HU | 2,502 (32.9%) |
| Vacant Housing Units | 1,186 (15.6%) |
| Median Home Value | $129,811 |
| Average Home Value | $196,196 |
Housing Distribution
Address Breakdown
Residential
6,920
Single Family
6,515
Multi-Family
405
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36027, Eufaula, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,604 (100%) |
| Owner Occupied HU | 3,916 (51.5%) |
| Renter Occupied HU | 2,502 (32.9%) |
| Vacant Housing Units | 1,186 (15.6%) |
| Median Home Value | $129,811 |
| Average Home Value | $196,196 |
Housing Distribution
Address Breakdown
Residential
6,920
Single Family
6,515
Multi-Family
405
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Dk Knowles Team • Keller Williams Realty River Cities
Mls Name: CBORGA
Mls Provider:
Mls ID: #223388
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.