480 Blanding RdHatchechubbeeAL36858
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 480 Blanding Rd, Hatchechubbee, AL, 36858 in Hatchechubbee is listed at $109,500 and delivers $1,030/mo in rent and $412/mo in net monthly cash flow. The 11.28% yield and 2.09 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $30,253 over five years, and $1,009/yr in principal reduction supplements cash return. Total projected cumulative return: $67,793.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.0% |
| Monthly Cash Flow | $412 | $5,000 |
City averages based on Hatchechubbee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,030 |
| Total Monthly Debt Service | $575 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36858, Hatchechubbee, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 379 (100%) |
| Owner Occupied HU | 236 (62.3%) |
| Renter Occupied HU | 70 (18.5%) |
| Vacant Housing Units | 73 (19.3%) |
| Median Home Value | $135,000 |
| Average Home Value | $202,818 |
Housing Distribution
Address Breakdown
Residential
167
Single Family
167
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36858, Hatchechubbee, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 379 (100%) |
| Owner Occupied HU | 236 (62.3%) |
| Renter Occupied HU | 70 (18.5%) |
| Vacant Housing Units | 73 (19.3%) |
| Median Home Value | $135,000 |
| Average Home Value | $202,818 |
Housing Distribution
Address Breakdown
Residential
167
Single Family
167
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie Hawkins • Chattahoochee Realty Group, Llc
Mls Name: Eufaula BOR
Mls ID: #27367
Disclaimer: Copyright Eufaula Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.