50 Lichen LnDillonCO80435
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play50 Lichen Ln, Dillon, CO, 80435 in Dillon is priced for appreciation, not yield. Rental yield 4.53%. At $1,900,000 with a 4.53% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $524,935 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.84) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $439,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.0% |
| Monthly Cash Flow | $(4,354) | $300 |
City averages based on Dillon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,174 |
| Total Monthly Debt Service | $10,772 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
5,662 sqft lot
$N/A/sqft
$5,460 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80435, Dillon, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,027 (100%) |
| Owner Occupied HU | 1,945 (24.2%) |
| Renter Occupied HU | 1,398 (17.4%) |
| Vacant Housing Units | 4,684 (58.4%) |
| Median Home Value | $927,851 |
| Average Home Value | $1,076,991 |
Housing Distribution
Address Breakdown
Residential
1,667
Single Family
1,390
Multi-Family
277
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
5,662 sqft lot
$N/A/sqft
$5,460 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80435, Dillon, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,027 (100%) |
| Owner Occupied HU | 1,945 (24.2%) |
| Renter Occupied HU | 1,398 (17.4%) |
| Vacant Housing Units | 4,684 (58.4%) |
| Median Home Value | $927,851 |
| Average Home Value | $1,076,991 |
Housing Distribution
Address Breakdown
Residential
1,667
Single Family
1,390
Multi-Family
277
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Allison Simson CRS • Summit Real Estate
Mls Name: Altitude Realtors
Mls Provider:
Mls ID: #S1057986
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