5 Williamsburg RoadMarlboroughCT06447
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 5 Williamsburg Road, Marlborough, CT, 06447 in Marlborough. Rental yield 4.04%. At $535,000 with 4.04% gross yield, current distributions are modest, but the 5% appreciation rate projects $147,811 in new equity by year five, complemented by $4,927/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.75) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $86,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.0% |
| Monthly Cash Flow | $(1,835) | $500 |
City averages based on Marlborough market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $3,422 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06447, Marlborough, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,401 (100%) |
| Owner Occupied HU | 2,152 (89.6%) |
| Renter Occupied HU | 169 ( 7.0%) |
| Vacant Housing Units | 80 ( 3.3%) |
| Median Home Value | $438,310 |
| Average Home Value | $478,795 |
Housing Distribution
Address Breakdown
Residential
2,385
Single Family
2,361
Multi-Family
24
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06447, Marlborough, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,401 (100%) |
| Owner Occupied HU | 2,152 (89.6%) |
| Renter Occupied HU | 169 ( 7.0%) |
| Vacant Housing Units | 80 ( 3.3%) |
| Median Home Value | $438,310 |
| Average Home Value | $478,795 |
Housing Distribution
Address Breakdown
Residential
2,385
Single Family
2,361
Multi-Family
24
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joyce V. Aparicio • Coldwell Banker Realty
Mls Name: Smart MLS
Mls ID: #24146384