5 Sunderland DrBella VistaAR72714
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 5 Sunderland Dr, Bella Vista, AR, 72714 in Bella Vista is narrow, $8/mo net on $2,026/mo rent after the $1,439/mo debt service, but the property operates at break-even-plus, not a loss. At $320,000 with a 7.39% yield, the long-run equity case via 5% appreciation ($88,410 over five years) and $2,947/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $118,748.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.1% |
| Monthly Cash Flow | $8 | $420 |
City averages based on Bella Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,026 |
| Total Monthly Debt Service | $1,945 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.38 Acres lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72714, Bella Vista, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,796 (100%) |
| Owner Occupied HU | 5,607 (82.5%) |
| Renter Occupied HU | 695 (10.2%) |
| Vacant Housing Units | 494 ( 7.3%) |
| Median Home Value | $372,100 |
| Average Home Value | $504,142 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
6,373
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.38 Acres lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72714, Bella Vista, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,796 (100%) |
| Owner Occupied HU | 5,607 (82.5%) |
| Renter Occupied HU | 695 (10.2%) |
| Vacant Housing Units | 494 ( 7.3%) |
| Median Home Value | $372,100 |
| Average Home Value | $504,142 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
6,373
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandy Bates • Coldwell Banker Harris McHaney & Faucette-Bentonvi
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1306128
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.