5 State StreetValley FallsNY12185








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Valley Falls at 5 State Street, Valley Falls, NY, 12185 uses $64,941 cash to close to unlock $37,100/yr annual cash flow and $3,092/mo monthly cash flow. Total monthly income runs $4,400/mo, and a $959/mo payment keeps the spread at $3,092/mo. Purchase price stands at $195,900, and rental yield measures 26.95% with $4,400/mo rent. Return on cash invested shows 77.04% in year one, and 5% annual appreciation builds toward $54,124 over five years. Five-year ROI reaches 409.84% and total cumulative return in cash records $266,153. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,400/mo property income covering a $959/mo payment rather than investor’s personal income.
Single Family
Built in 1878
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12185, Valley Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 876 (100%) |
| Owner Occupied HU | 655 (74.8%) |
| Renter Occupied HU | 140 (16.0%) |
| Vacant Housing Units | 81 ( 9.2%) |
| Median Home Value | $236,738 |
| Average Home Value | $247,065 |
Housing Distribution
Address Breakdown
Residential
711
Single Family
711
Multi-Family
0
Businesses
36
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Listed by: Lisa J Hunter • Lisa J. Hunter
Mls Name: Global MLS
Mls Provider:
Mls ID: #202424305
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker







