5 Schuyler RdKeesevilleNY12944
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 5 Schuyler Rd, Keeseville, NY, 12944 in Keeseville: $2,695/mo in rent, $1,126/mo net, 13.76% gross yield, all on a $235,000 acquisition. The 2.55 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $64,926 in value, and $2,164/yr in principal paydown steadily builds equity. Projected total cumulative return: $162,032.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 6.2% |
| Monthly Cash Flow | $1,126 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,695 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12944, Keeseville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,563 (100%) |
| Owner Occupied HU | 1,533 (59.8%) |
| Renter Occupied HU | 499 (19.5%) |
| Vacant Housing Units | 531 (20.7%) |
| Median Home Value | $280,529 |
| Average Home Value | $360,256 |
Housing Distribution
Address Breakdown
Residential
1,780
Single Family
1,730
Multi-Family
50
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12944, Keeseville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,563 (100%) |
| Owner Occupied HU | 1,533 (59.8%) |
| Renter Occupied HU | 499 (19.5%) |
| Vacant Housing Units | 531 (20.7%) |
| Median Home Value | $280,529 |
| Average Home Value | $360,256 |
Housing Distribution
Address Breakdown
Residential
1,780
Single Family
1,730
Multi-Family
50
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Earle • Ryan Earle Real Estate, LLC
Mls Name: ACVMLS
Mls Provider:
Mls ID: #204768
Disclaimer: Listing data courtesy of the Internet Data Exchange (IDX) Program of the Adirondack Champlain Valley Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information deemed reliable but not guaranteed.