5 Ripley Pl, Worcester, MA, 01610 | $398/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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5 Ripley Pl, Worcester, MA, 01610 | $398/mo Cash Flow | Ziffy

For Sale

Listed for sale 5 days ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Worcester at 5 Ripley Pl, Worcester, MA, 01610 offers $2,856/mo rent that, after a $1,909/mo payment, leaves $398/mo cash flow. Total monthly income is $2,856/mo, and annual cash flow is $4,773/yr on $129,285 cash. Return on cash invested measures 23.6% in year one, and rental yield stands at 8.79% at a $390,000 entry. Equity gained on principal adds $2,517/yr while 5% annual appreciation compounds into $107,750 by year five. Five-year ROI records 122.78% and total cumulative return in cash reaches $158,732. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,856/mo property income versus a $1,909/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1900

4,500 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome home! From the charming front porch, youre welcomed into a sun-filled living room that sets a warm, inviting tone. The spacious eat-in kitchen features stainless steel appliances and plenty of room for gathering. A flexible first-floor office offers the option to create a formal dining room or additional family room, while a convenient half bath and dedicated laundry room complete this level. Upstairs, you'll find three comfortable bedrooms with generous closet space and a large full bath. The finished third floor provides even more flexibility with two versatile bonus roomsideal for a playroom, studio, or guest space. Outside, enjoy the fenced-in yard and paved driveway. With major updates including a new boiler (2022), new siding (2023), and a new heating system (2024), this home is truly move-in ready. Start making memories in your beautiful new home today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01610, Worcester, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,833 (100%)
Owner Occupied HU	1,585 (16.1%)
Renter Occupied HU	7,316 (74.4%)
Vacant Housing Units	932 ( 9.5%)
Median Home Value	$285,833
Average Home Value	$335,960