5 Rainbow DriveLondonderryNH03053
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5 Rainbow Drive, Londonderry, NH, 03053 in Londonderry is narrow, $39/mo net on $2,820/mo rent after the $1,866/mo debt service, but the property operates at break-even-plus, not a loss. At $414,900 with a 8.16% yield, the long-run equity case via 5% appreciation ($114,629 over five years) and $3,821/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $160,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.2% |
| Monthly Cash Flow | $39 | $450 |
City averages based on Londonderry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,820 |
| Total Monthly Debt Service | $2,616 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03053, Londonderry, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,495 (100%) |
| Owner Occupied HU | 8,550 (81.5%) |
| Renter Occupied HU | 1,717 (16.4%) |
| Vacant Housing Units | 228 ( 2.2%) |
| Median Home Value | $561,735 |
| Average Home Value | $571,522 |
Housing Distribution
Address Breakdown
Residential
10,220
Single Family
8,485
Multi-Family
1,735
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03053, Londonderry, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,495 (100%) |
| Owner Occupied HU | 8,550 (81.5%) |
| Renter Occupied HU | 1,717 (16.4%) |
| Vacant Housing Units | 228 ( 2.2%) |
| Median Home Value | $561,735 |
| Average Home Value | $571,522 |
Housing Distribution
Address Breakdown
Residential
10,220
Single Family
8,485
Multi-Family
1,735
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5078969