5 Orchard TrailMonroeNY10950
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 5 Orchard Trail, Monroe, NY, 10950 in Monroe deserves attention. This $268,900 property earns $2,452/mo in rent, a 10.94% gross yield, and nets $656/mo after the $1,209/mo payment. DSCR 2.03 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $74,292 compounds alongside $2,477/yr in yearly equity build, for a total cumulative return of $144,820.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $656 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,452 |
| Total Monthly Debt Service | $1,689 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
7,781 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10950, Monroe, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,687 (100%) |
| Owner Occupied HU | 9,996 (56.5%) |
| Renter Occupied HU | 6,342 (35.9%) |
| Vacant Housing Units | 1,349 ( 7.6%) |
| Median Home Value | $515,468 |
| Average Home Value | $571,319 |
Housing Distribution
Address Breakdown
Residential
17,173
Single Family
16,553
Multi-Family
620
Businesses
880
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
7,781 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10950, Monroe, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,687 (100%) |
| Owner Occupied HU | 9,996 (56.5%) |
| Renter Occupied HU | 6,342 (35.9%) |
| Vacant Housing Units | 1,349 ( 7.6%) |
| Median Home Value | $515,468 |
| Average Home Value | $571,319 |
Housing Distribution
Address Breakdown
Residential
17,173
Single Family
16,553
Multi-Family
620
Businesses
880
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices