5 Grayson LnNewtonMA02462
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 5 Grayson Ln, Newton, MA, 02462 in Newton. Rental yield 2.86%. At $1,304,300 with 2.86% gross yield, current distributions are modest, but the 5% appreciation rate projects $360,354 in new equity by year five, complemented by $12,013/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.53) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $166,626.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 5.2% |
| Monthly Cash Flow | $(5,107) | $700 |
City averages based on Newton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,114 |
| Total Monthly Debt Service | $7,702 |
| DSCR Ratio | 0.40x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02462, Newton Lower Falls, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 366 (65.0%) |
| Renter Occupied HU | 168 (29.8%) |
| Vacant Housing Units | 29 ( 5.2%) |
| Median Home Value | $1,369,048 |
| Average Home Value | $1,441,598 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
399
Multi-Family
222
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02462, Newton Lower Falls, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 366 (65.0%) |
| Renter Occupied HU | 168 (29.8%) |
| Vacant Housing Units | 29 ( 5.2%) |
| Median Home Value | $1,369,048 |
| Average Home Value | $1,441,598 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
399
Multi-Family
222
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls Provider:
Mls ID: #73417793