5 Farm Meadow CtFreelandMD21053
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingThere's a case for owning boring assets in strong markets. Rental yield 6.5%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $266,122 and $8,871/yr in equity build project total return of $314,955.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.5% |
| Monthly Cash Flow | $(785) | $300 |
City averages based on Freeland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,220 |
| Total Monthly Debt Service | $5,622 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2.35 Acres lot
$N/A/sqft
$175 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21053, Freeland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,235 (100%) |
| Owner Occupied HU | 1,059 (85.7%) |
| Renter Occupied HU | 102 ( 8.3%) |
| Vacant Housing Units | 74 ( 6.0%) |
| Median Home Value | $576,499 |
| Average Home Value | $609,358 |
Housing Distribution
Address Breakdown
Residential
1,201
Single Family
1,193
Multi-Family
8
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
2.35 Acres lot
$N/A/sqft
$175 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21053, Freeland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,235 (100%) |
| Owner Occupied HU | 1,059 (85.7%) |
| Renter Occupied HU | 102 ( 8.3%) |
| Vacant Housing Units | 74 ( 6.0%) |
| Median Home Value | $576,499 |
| Average Home Value | $609,358 |
Housing Distribution
Address Breakdown
Residential
1,201
Single Family
1,193
Multi-Family
8
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices